6 best home warranty companies of November 2021 | Smart change: personal finance


Who pays for the home warranty, the buyer or the seller?

Sellers can pay for a home warranty plan to make their offering more attractive and protect their budget while the home is on the market. Homebuyers can also purchase one from their real estate agent or home warranty provider before entering into a transaction. Ultimately, it depends on how the local real estate market usually handles it.

Does a home warranty cover plumbing?

Yes, most home warranty companies include coverage for plumbing systems and shutdowns. This can cover leaks and ruptures in pipes, toilet flushing mechanisms, water softener hoses, and stops in drains, vents and / or sewer lines.

Does a home warranty require a home inspection?

Most home warranty companies will not require a home inspection when you purchase one of their full plans. However, we recommend that consumers have an expert inspection performed anyway so that they can document the condition of their systems and devices before purchasing a warranty.

How we picked the best home warranty companies

Our methodology focused on four key factors: the transparency of the services offered, the handling of complaints, the cost and the quality of customer service.

We also took into account criteria such as contract terms, types of malfunctions or breakdowns covered, payment limits, profitability and service charges.


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