What are Walmart MoneyCenter hours of operation today?


Sue Hwang / GOBanking Rates

Walmart, the second largest retailer in the world, has nearly 5,300 stores in the United States. In addition to all products sold by Walmart, the store offers several non-market services to customers.

One such service is the Walmart MoneyCenter. This banking alternative provides financial services such as check cashing, money transfers, bill payment and more, at select Walmart stores. Here’s how to determine Walmart MoneyCenter’s hours of operation and an overview of some of its services.

Walmart MoneyCenter hours of operation

The easiest way to find a Walmart MoneyCenter and its hours of operation is to do a Google search for “Walmart MoneyCenter” for a list of stores that have a real MoneyCenter. Then call the store and ask for MoneyCenter hours of operation. Hours are not listed on Walmart’s website.

The store locator on Walmart’s website can also be used to find stores with a MoneyCenter, although this requires a few extra steps. To use the Walmart store locator:

Many Walmart stores are open from 6 a.m. to 11 p.m. seven days a week, but hours vary by store. Walmart MoneyCenters may not follow the main store hours, but many money services are also available at Walmart’s customer service desk.

What money services does Walmart offer?

Walmart MoneyCenter offers several financial services, such as check cashing, bill payment and money transfers, which offer customers an alternative to a traditional bank. Other services, such as tax preparation or reloadable debit cards with bill-paying capabilities, go beyond what some banks offer.

Check cashing

For those without a bank account, Walmart can cash MoneyGram money orders and many checks payable to the check holder. There are check amount limits, depending on the type of check and state laws and fees to cash any check.

Here is an overview of check cashing limits and fees for each type of check:

Type of check


Maximum charges

Pre-printed checks

Up to $1,000


Pre-printed checks

$1,001 to $5,000


Pre-printed checks — only available from January to April

$5,001 to $7,500


Duplicate checks

Up to $200


bill payment

The Walmart MoneyCenter bill payment service allows customers to pay more than 20,000 payees, with some payments posted the same day they are paid.

Company name and account number are required to pay any invoice. Photo ID may be required for payments over $900. The fees for this service vary depending on the biller and the delivery speed of the transaction.

Money transfers

Customers can transfer money domestically and to more than 200 countries and territories through the Walmart MoneyCenter. Fees start at $2.50 and increase as the transfer amount increases. A competitive exchange rate may apply for international transfers.

Money is usually available to the recipient within 10 minutes, but some transactions may be delayed.

Debit and credit cards

Walmart offers several card options, from reloadable debit cards to the Walmart MoneyCard and the Capital One Walmart Rewards Card.

Here’s a look at some of Walmart’s card offerings and their features:

Walmart Capital One Rewards Card

The Capital One Walmart Rewards Card pays cash back on all purchases, not just Walmart purchases: 5% on Walmart.com purchases, 2% on Walmart purchases in stores and at gas stations, 2% on travel and restaurant purchases and 1% on all other purchases.

The Capital One Walmart Rewards Card has no annual fee. It is subject to credit approval and, based on that, has a variable annual percentage rate.

Walmart Rewards Card

Those who do not qualify for the Capital One Walmart Rewards Card may qualify for the Walmart Rewards Card. The Walmart Rewards Card only earns Cash Back on Walmart purchases and cannot be used for purchases at other retailers.

Walmart Money Card

The Walmart MoneyCard is a reloadable prepaid MasterCard or Visa card that can be used in the same way as a traditional checking account, including paying bills and depositing checks. Cardholder earns cash back on Walmart purchases: 3% on Walmart.com purchases, 2% at Walmart gas stations, and 1% on Walmart in-store purchases, up to $75 per year. Grocery delivery and pickup purchases made through the store’s website or app earn 1%.

Walmart also offers the following reloadable debit cards:

Fees for reloadable debit cards vary. Check with the card issuer for details on usage fees.

Financial orders

Money orders can be purchased at any Walmart MoneyCenter with cash or a debit card. Fees vary by location, but the maximum price is $1. For money order purchases over $1,000, valid government-issued photo ID is required.

Tax preparation services

Walmart also offers tax preparation services in partnership with Jackson Hewitt at approximately 3,000 stores. Return preparation fees vary by return.

Refunds can be issued as follows:

  • A check cashable at Walmart

  • On a prepaid card

  • A direct deposit to a bank account


For those who are unbanked or who like the convenience of having access to financial services in the same place where they shop, Walmart MoneyCenter can meet many banking needs. Because Walmart MoneyCenter hours of operation may differ from regular store hours, anyone requiring MoneyCenter services should call the store to confirm MoneyCenter hours of operation.

Walmart MoneyCenter FAQs

Here are answers to common questions about the Walmart MoneyCenter.

  • Is the MoneyCenter open at Walmart?

  • How much Cash Back can you get at Walmart MoneyCenter?

  • How often can you cash a check at Walmart?

    • Walmart does not limit how often someone can cash checks, but does have limits on the amount of the check. Walmart customers can cash bipartisan checks up to $200 and preprinted checks up to $5,000. From January to April, the limit for preprinted checks is $7,500.

  • What is the term limit at Walmart?

Information is accurate as of July 1, 2022.

This article originally appeared on GOBankingRates.com: What are Walmart MoneyCenter hours of operation today?


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